Analysis of Two In The Campagna by Robert Browning Essay

Analysis of Two In The Campagna by Robert Browning Two In The Campagna is essentially a love poem, written by Browning to capture the tragic and dark aspects of a relationship. The poem commences with romantic images of the couple sitting in the fields of Rome in spring. The first line, starting with I wonder sets the contemplative tone of the piece, and the poet follows one particular trail of thought for several stanzas. Clearly, the poet is trying to capture what cannot be easily confined; he is attempting to articulate a sentiment of fleeting love that perhaps can only be felt. Browning describes the thought floating away over the picturesque scenery: ?Help me to hold it! First it left The yellowing fennel, run†¦show more content†¦The repetition of ?such? emphasises the exultant effect. This section of the poem focuses on the passionate and carefree aspect of the relationship. The seventh stanza is the final verse of lyrical seduction before it is intimated that the couple have sex. Browning seduces the woman by stating that it is what heaven and nature wants, and uses rhetorical questions to emphasise this: ?How is it under our control To love or not to love The next verse contrasts with the climactic mood of the previous verse, and immediately becomes more subdued, as though the poet has entered a post-coital depression phase: ?Would that you were all to me, You that are just so much, no more.? He says the moment has passed; the complete passionate union of mind, body and spirit has left them once again. The pace of the poem slows with heavy usage of monosyllabic words to emphasise his tortured misery that is also reflected in the searching questions and repetition of nor. Browning deals accurately with the complexities of human passion here; he is realistic about the way many humans do feel after such intimate unity, and this realism was a shock for many readers of his poetry in the Victorian era. Browning rebelled from the typical content of idyllic Victorian romantic poetry, and liked to include unsuspected twists (for example the disturbing conclusion of ?Porphyria?s Lover?).Show MoreRelated Relationships Between Women and Men in Brownings Poems Essay2589 Words   |  11 PagesRelationships Between Women and Men in Brownings Poems Robert Browning is described as ‘a love poet who was acutely aware of how women and men can be separated by jealousy or the passing of time’. In studying his poetry, what did you notice about the relationships he explores? What is revealed about the time in which Browning was writing? The ‘Love Poet’ Robert Browning was born in London in 1812. In 1846 Browning married the poet Elizabeth Barrett and eloped with her to Italy. After

The Theory Of Emotional Intelligence - 869 Words

Howard Gardner is a Harvard graduate and developmental Psychologist who founded the theory of multiple intelligences. There are nine different types that allow educators to identify differing strengths and weaknesses in students. The types of intelligences include; verbal/linguistic, logical-mathematical, visual/spatial, bodily-kinesthetic, musical, interpersonal, intrapersonal, naturalistic, and existential. Gardner has created a multiple intelligence charter school that uses these categories to better teach and shape young minds. Along with Gardner; there is another psychologist, Daniel Goleman, who expanded the theory of emotional intelligence over IQ. Emotional intelligence, differing from multiple intelligence, is the ability to recognize one s own feelings and others emotions and is just as important to success as multiple intelligence. Multiple intelligences will greatly affect one’s academic and professional success. Depending on which area one is strongest in, an ideal work environment would allow for that strength to be used. For example, if an individual were strongest in the logical-mathematical intelligence, he or she would want to work as an IT technician or a financial advisor. It s the same as if an individual had the most strength in musical intelligence, he or she would want to be a musician or conduct an orchestra. Knowing one’s multiple intelligence could be extremely beneficial to one’s academic and career success. For example, If anShow MoreRelatedThe Theory Of Emotional Intelligence1359 Words   |  6 Pagesway, or did they learn it along the way? Emotional Intelligence Theory attempts to answer all of these questions, and gives the rest of us a guideline on how to scale that emotional intelligence ladder. This analysis will look at the genesis of EI theory, review the applications within the school system and the workplace, and discuss how it affects to the social work practice. History Philosophers throughout the ages have hinted at emotional intelligence, but it was two American Psychologists, PeterRead MoreEmotional Intelligence And Attribution Theory2033 Words   |  9 Pagesimportance of emotional intelligence and attribution theory for a sales person in the energy industry. Moreover, it highlights evidence of improvement in both face to face interview and individual presentation. Two actions are also discussed that have the ability to enhance a career of a sales person in the energy industry. Emotional intelligence and attribution theory Emotional intelligence and the attribution theory contribute significantly to a student’s performance. In this regard, emotional intelligenceRead MoreEmotional Intelligence (EI) Theory Essay2864 Words   |  12 PagesEmotional Intelligence (EI) has been one of the popular concepts nowadays. However, the EI conceptualization varied between researchers, resulting in distinct types of EI theory proposed. These theories differ in the conceptualization of EI and its measurement instrument. The ability theory proposed by Mayer and Salovey (1997) suggests that EI consists of the ability to appraise and express, regulate and utilize emotion. It proposed four constructs that characterize all the abilities that couldRead MoreRelationship Between Emotional Intelligence And The Theory Of Attrition1355 Words   |  6 Pagesrelationship between emotional intelligence and the following outcomes in nurse and midwifery education: clinical practice performance; academic performance and student retention at the end of year one. The study population was a cohort of student nurses and midwives who applied to commence their training in September 2007. Chapter one provides a background to the research and justifies the study within a professional context. The theory of emotional intelligence and the theory of attrition are criticallyRead MoreStudies in Emotional Intelligence1467 Words   |  6 Pagesthe concept of emotional intelligence, and with that growth is a gap between what we know and what we need to know. In the article, Emotional Intelligence: Issues and Common Misunderstandings, Robert J. Emmerling and Daniel Goleman inquire as to what emotional intelligence is, how it differs from other established constructs within psychology, whether or not it can be developed, whether or not it can be a better predictor of work performance than traditional measures of intelligence, whether or notRead More Studies in Emotional Intelligence Essay1445 Words   |  6 PagesStudies in Emotional Intelligence There is a growing interest in the concept of emotional intelligence, and with that growth is a gap between what we know and what we need to know. In the article, Emotional Intelligence: Issues and Common Misunderstandings, Robert J. 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There have been many theories and many different angles of research that psychologists have taken pertaining to EI, but none of that research has been overall conclusive in coming up with factual evidence of the true nature of EI. There have been many different criticisms concerning EI and it’s different methods of understanding. One psychologist says that, The first criti cism is hat even if EI studies tap intoRead MoreCompare And Contrast Leadership Theories1225 Words   |  5 PagesI. Introduction of theories: Emotional Intelligence, Servant Leadership, Social Identity Theory, and Trait Theory II. Leadership Theories A. Emotional Intelligence 1. Emotional intelligence defined 2. Importance and application of emotional intelligence B. Servant Leadership 1. Who are servant leaders 2. How to be a servant leader C. Social Identity Theory 1. Concept of Social Identity Theory 2. Self-perceptionsRead More Get Smart: I.Q. and Emotional Intelligence Essay1693 Words   |  7 PagesI.Q. and Emotional Intelligence Intelligence is considered to be one of the most desirable personality qualities in todays society. Expectant parents are told to read and play music to the fetus, in order to stimulate its brain. Being bright is often thought of one the keys to success in life, and highly intelligent people such as Albert Einstein are celebrated. However, despite all the tests and criteria that measure intelligence, the question still remains: what is intelligence? How can

Analysis of SDB Free Essays

This report aims to provide an analysis of a proposed investment in Sheen Development Bank (SAD) by Unabridged in 2002 and assess whether the P/B ratio of 1. 6 for Unabridged to pay for its 18% stake in SAD is appropriate. The analysis of Newbie’s acquisition of Sad’s stocks Is based on several aspects of Sad’s asset quality, earnings capability and capital adequacy. We will write a custom essay sample on Analysis of SDB or any similar topic only for you Order Now According to price-to-book ratio of SOB’s Industry peers and some acquisition precedents by foreign Investors, Unabridged made a correct decision that It paid 1. Times book value of Sad’s stake on basis of SOB’s performance. This Is because of Sad’s high P/B ratio and low ROE Indicating that SOB’s share price was overvalued; therefore, Unabridged acquisition of Sad’s stocks was appropriate with a P/B ratio of 1. 6. Finally, this report provide a reasonable recommendation for Investors to make a correct occultation decision In terms of real profitability of occultation targets. Table of contents: Four Chinese banks had begun to accept investments from foreign banks or financial investors since 1999. As a listed bank with huge developing potentials, SAD was snagged by government officers and encumbered by massive low-quality loans which resulted in high Naps, an under-capitalized balance sheet and disappointing profitability. In order to bring to SAD the best management practices and expertise in banking, the Sheen government was primarily seeking long-term foreign strategic investors. Therefore, SAD decided to sell its four Joint shareholders’ 18% non-traceable legal person stake of SAD. At the same time, Newbie’s successful experience in South Korean bank and its strong expertise in financial institution significantly enhanced the quality of its loan portfolio and its operating performance. Then, Unabridged was actively acquiring Sad’s 18% stake in order to improve Sad’s bad performance. This report will analyze how Sad’s ratios in its balance sheet influence Newbie’s acquisition decision as to Sad’s price-to-book ratio. The paper also Justifies that Unabridged pays 18% Sad’s shares with a reasonable P/B ratio. 3. 0 Main Body 3. Asset quality Difficulties in cash flows in a bank are always caused by a high NAP ratio. NAP ratio is a crucial tool to assess a banks performance, which is calculated as net non- reforming loans divided by total gross loans. Banks often report their NAP ratio as a measure of the quality of their outstanding loans. The higher the NAP ratio, the more possibility such returns will be lost and v ice versa. As is shown in the Appendix 2, the NAP ratio decreased from 22. 7% to 1 1. 6% during the period from 2000 to 2002 Compared with Sad’s industry peers, Sad’s NAP ratio is higher than the average amount of its peers. The NAP ratio of SAD was only below Bosom’s, but far higher than other Joint-stock banks in 2002. Sad’s NAP ratio was 1 1. 6% in 2002, to some extents, this ratio means that Sad’s cash flows were falling into much more troubles and difficulties than other Joint-stock banks. On the other hand, Loan Loss Reserves by Gross Loans determines the quality of loans of a bank. LARK is a percentage that reflects accumulated provision expenses and gives an indication of the management’s expectation of future loan losses. The higher the ratio, the more suspicious the loans are and vice versa. The LARK ratio of SAD declined from 7. 1% to 3. 9% from 2000 to 2002, which was approximately the them. Although the LARK ratio of SAD decreased by nearly 3% during these three ears, Sad’s loan loss reserves increased almost 100 million. By comparison with its industry peers, Sad’s LARK/NAP was largely lower than the average level. Hence, Sad’s high NAP ratio led to a low asset quality in 2002. 3. 2 Earnings capability Obviously, Sad’s net interest margin declined by 1% from 2000 to 2002; compared with its industry peers, Sad’s net interest margin was 0. % higher than the average ratio of other five Joint-stock banks in 2002. This indicates that Sad’s ability of making profits is stronger than the average level. Meanwhile, Sad’s non-interest income level ND operating expense were above the average level in 2002. Nevertheless, Sad’s ROAR was 0. 9% in 2000 and was only 0. 3% in 2002. This ratio was merely half of the average ROAR of other five Joint-stock banks in 2002 indicating that Sad’s profitability of the assets was relatively weak as well as its ROAR at the same time. Sad’s ROAR was only one-third of the average ROAR of five Joint-stock banks. Therefore, Sad’s performance was not good compared with its industry peers; the reason of Sad’s bad performance is that an increasing assets generating low net income. 3. 3 Capital adequacy In commercial banking, capital adequacy ratio (CAR) is used to monitor a banks situation of capitalization by regulators and managers. CAR is calculated as the sum of tier 1 capital (equity and retained earnings) and tier 2 capital (subordinated debt and reserves) and dividing it by its risk-weighted assets. Sad’s CAR decreased from 10. 6% in December 2001 to 9. % in December in 2002, but still above the Chinese regulatory floor of 8%. It is particularly worth mentioning here that Sob’s CAR was 0. 7% higher than the average CAR of other five Joint-stock banks in 2002. Not all the mime the CAR is good if high; a high CAR means that a banks large amount of money is stuck in provisions or risk management, and there would be fewer money left for investment or for the contin uation of some activities. Therefore, from the situation of Sob’s declining CAR, SAD suffered in substantial loan quality troubles caused by its poor credit management. . 4 Price-to-book ratio It would be appropriate for Unabridged to pay 1. 6 times book value to get 18% stocks of SAD. There were some precedent that foreign banks and financial investors acquired domestic banks’ minority-stake from 1999 to 2001. For example, AFC acquired Bank of Shanghai 5% stake at a price-to-book ratio of 1. 5 in September of 1999; and acquired 15% stake of Nanjing City Commercial Bank at a price-to-book ratio of 1. 2 in November 2001. Even if Newbie’s acquisition of Sad’s stake at the price-to-book ratio of 1. Is higher than If’s; however, it was still lower than the average ratio of other three domestic listed banks. Significantly, the price-to-book ratio of SAD was around 5. 5 to 5. 9 from 2002 to 2003; and at the same, the other three banks average price-to-bo ok ratio was 3. 1 to 2. 2. Hence, the appropriate ululation range should be below 2. 2 for Newbie’s acquisition. As we can calculate that the ROE of SAD was decreasing from 12. 07% to 9. 02% from 2000 to 2002. P/B provides a valuable reality inspection for investors seeking growth at a reasonable price. Large differences between P/B and ROE, a key growth indicator could sometimes send up a red flag on companies. As a result. Sad’s low ROE and high P/B ratio indicate that Sad’s shares were overvalued at that time. If a company’s ROE is Unabridged pays 1. 6 times book value that is far lower than Sad’s price-to-book ratio, it would be an appropriate decision. . 0 Conclusion By way of conclusion, this report introduces the background of Chinese banks’ stocks acquired by foreign financial investors and analyzes lots of ratios in Sad’s balance sheet. The report also proves that Unabridged paying 1. 6 times book value through assessing Sad’s asset quality, earning capability, capital adequacy and comparing its industry peers’ P/B ratio and analyzing the relationship between P/B ratio and ROE ratio is appropriate. In addition, this report provides a considerable recommendation for investors to acknowledge a banks real performance. 5. 0 Recommendations However, much attention should be paid to comparing a banks key ratios analysis before acquisition its stocks for foreign investors. How to cite Analysis of SDB, Papers

Framework of Business Model Innovation-Free-Samples-Myassignment

Question: Discuss about the Framework of Business Model Innovation. Answer: Introduction With the growing developments in the contemporary economy, the conventional balance between the supplier and customers has changed to a great extent. With the new computing technology, the customers now have more options. Therefore the businesses have turned into more client-centric, especially in terms of providing solutions to the customers and providing products at lower cost (Bocken et al., 2014). Within this changed environment, the companies require to address the needs of the customers more specifically while they capture the value by providing service and products. Therefore, without a well designed business model, it is nearly impossible for the businesses to capture the value from innovations, especially for the IT companies that create the revenue streams from the conceptualizations of the business model (Frankenberger et al., 2013). This essay addresses the concept of the business models and the related notions in respect to the renowned IT Company, IBM, which has a huge impact of the rise of big data in its business model. Concept of Business Model The business model is the method which has been applied by the company in order to generate more revenue and make more profit from the operations of the company. The business model defines the rationale of how the organization acts and captures the required value (Carayannis, Sindakis Walter, 2015). The business model is also a part of the business strategy within the social, economic and cultural context. Within both the theoretical and practical field, the business model is utilized for different informal and formal descriptions for representing the basic aspects for the entire business including the business process, purpose of the business, target client base, infrastructure, customers, organizational structures, organizational structures and the other operational processes. The business model can also be defined as the abstract representation of the whole business. It can be textual, conceptual, graphical, even it can be architectural. According to Saebi and Foss. (2015), the v alue architecture, value proposition, value network and the value finance which articulated the main dimensions or the constructs of the business are called the business model. In the contemporary business practice, the business practice mostly depends on the technological practices of the organization. E-business Archetype The primary purpose of the business model is to define all the functions of the business in a concise way. Within this model, the E-business archetypes model was developed by Carl Jung. This concept is related to the basic personalities of the business and it produces a structural base which is related with the identification of the spectrum of the potential templates. Within this model, there are two kinds of activities, primary and secondary. Within the primary activities, there are three kinds of fundamental activities or interests; product, service and trade, while on the other hand, within the secondary archetypes, there are four kinds of interests, brokerage, market place, subscription and the ecosystem (Lambert Davidson, 2013). Within the primary archetypes, the product denotes the one time purchasing of any artifact; the service signifies the manual service while charging a basic charge for that and the trade indicates the connection of the sellers and the buyers for commerc ial purpose. Within the secondary archetypes, the brokerage denotes providing the trade as the service, the subscription signifies the semi automation and productizing the service, the market place indicates the self service place where the trade can be productized and the ecosystem is the place where the businesses are build (Carayannis, Sindakis Walter, 2015). Figure 1: Business model archetypes Source: Bocken et al., 2014 Business Model as an activity system The business model exploits the business opportunities by the creation of the value for all the involved stakeholders. Therefore the organization requires fulfilling all the requirements of the customers by creating the customer surplus and generating the profit for all the stakeholders. An activity within the business model of any firm can be generally viewed as an engagement of the physical, human and the capital resources of any of the stakeholders within the business model (Kindstrm Kowalkowski, 2014). As the activity system, the business model serves the particular purpose of fulfilling the all the aim and objectives of the organization. Therefore, it can also be said that the business model as the activity system is a set of internally dependent organizational activities that is centered on a specific organization. This activity system includes the particular organization, its vendors, partners and the customers. The activity system can also help the organization in transcendi ng the specific organization in expanding its boundaries. However, the model will remain to be organization centric for enabling the particular organization for creating value with all its stakeholders while it will also keep a suitable share of the created value for itself. The business model is always equipped towards the entire value creation for all the involved stakeholders. It generally lays the primary base for the captured value of the organization. Figure 2: Activity System Source: Gal 2015 Business Model as Cost-revenue Architecture Other than demonstrating the core operations of the business, the business model has another goal of exhibiting the profit generation by the business. Mostly it is done by the cost- revenue architecture where both the cost and revenues are approximated as precise as possible on the basis of the size of the market share. Therefore, the accurateness of the cost-revenue architecture is dependent on the input quality as well. In addition to that, the quality can also be enhanced if the input estimations are the outcome of the detail cost calculation based on the architecture which is also based on the genuine resource costs, time of processing and the processing volume (Kuehl et al., 2015). The architectures can also be defined from different points of view which may result into various views on the architectural model. These views are also aimed at several stakeholders who have keen interest on the models. There are four views: Client view: This cost is generally seen as the revenues as it is the cost per piece of the product or the service. Resource view: It is the tariff or the cost per unit for the consumption of the resource. In the architecture, the resources are the information resources, human resources, information system, materials, money, buildings etc. Process view: this is the cost per completion of any process. This cost is generally calculated by incurring all the sum of costs as the result of the all consumed resources. Product view: This is the cost per completion of any single service or product. This is the sum of all the completed costs of all the business procedures which will identify the service or the product together. Figure: Cost Benefit Architecture Source: Gal 2015 Usage of Business Model conceptualizations The business model framework, there are three kinds of components; resource, design principles and capabilities. The aim of constructing the business model is to define the managerial opportunities for the specific organization for influencing the value co-creation. Within this framework, the design principles are the first components. As defined by Spieth, Schneckenberg Ricart (2014). It these are the instructions based on knowledge that turn resources into things that people use and value. The design principles tend to guide the organizational abilities in a way which can integrate the value co-creation procedure. The resources are the second component of the business model framework. The service is the primary base of exchanging whereas the economic and social actors are the integrators of resource. The third component is the capabilities. Gal (2015) has defined it as complex bundles of skills and accumulated knowledge, exercised through organizational processes that enable firms to coordinate activities and make use of their resources. The following figure defines all the internal components of the business model framework. Figure 4: Business model framework Source: Spieth, Schneckenberg Ricart, 2014 Business Context IBM is a multinational company that has been impacted by the rise of big data like any other IT company. The business model framework of the company has been impacted by the change to a great extent. The value chain of IBM, help optimizing the possible profit of the company by shifting the internal focus of the company to its core competencies. It is mostly driven by the performance indicators. The organization has developed a high performing value chain which reduces the cost of delivery, shortens the lead times, betters the cash flow and increases the client benefits and satisfaction. The value chain service of IBM has a transformational strategy which develops the roadmap after conducting the gap analysis. Figure 5: IBM value chain service Source: IBM - Australia. (2017). Conclusion In conclusion it can be said that, any organization should improve both the business model and the value chain model as it would make the customers more satisfied by the products and the service over the course of time. As the value chain model is a major part of the business model framework, it would keep the company floating by getting the revenues from the customers. Any organization should keep both the models well designed so that the company does not have to face much trouble within the value chain and supply chain frameworks. Reference List Bocken, N. M. P., Short, S. W., Rana, P., Evans, S. (2014). A literature and practice review to develop sustainable business model archetypes.Journal of cleaner production,65, 42-56. Carayannis, E. G., Sindakis, S., Walter, C. (2015). Business model innovation as lever of organizational sustainability.The Journal of Technology Transfer,40(1), 85-104. Frankenberger, K., Weiblen, T., Csik, M., Gassmann, O. (2013). The 4I-framework of business model innovation: A structured view on process phases and challenges.International Journal of Product Development,18(3-4), 249-273. Gal, J. (2015).Monetary policy, inflation, and the business cycle: an introduction to the new Keynesian framework and its applications. Princeton University Press. IBM - Australia. (2017). Ibm.com. Retrieved 20 August 2017, from https://www.ibm.com Kindstrm, D., Kowalkowski, C. (2014). Service innovation in product-centric firms: A multidimensional business model perspective.Journal of Business Industrial Marketing,29(2), 96-111. Kuehl, N., Walk, J., Stryja, C., Satzger, G. (2015, December). Towards a service-oriented business model framework for e-mobility. InProceedings of the European Battery, Hybrid and Fuel Cell Electric Vehicle Congress, Brussels, Belgium. Lambert, S. C., Davidson, R. A. (2013). Applications of the business model in studies of enterprise success, innovation and classification: An analysis of empirical research from 1996 to 2010.European Management Journal,31(6), 668-681. Saebi, T., Foss, N. J. (2015). Business models for open innovation: Matching heterogeneous open innovation strategies with business model dimensions.European Management Journal,33(3), 201-213. Schneider, S., Spieth, P. (2013). Business model innovation: Towards an integrated future research agenda.International Journal of Innovation Management,17(01), 1340001. Spieth, P., Schneckenberg, D., Ricart, J. E. (2014). Business model innovationstate of the art and future challenges for the field.RD Management,44(3), 237-247.